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Property & Liability

Automobile
Homeowners
Tenants / Condominiums
Umbrella Liability
Boats / Recreational Vehicles
Jewelry / Valuable Items


Lifestyle & Savings

Low Cost Life Insurance
Disability
Long Term Care
Education Funding Plans
401(k), IRA's and Annuities
Pension Maximization


Automobile


Available Discounts

Low Mileage
Multi-Car
Anti-Theft Device
Airbags
Over Age 65
Same Carrier
Safe Driver
Groups

   
Personal auto insurance rates are established
by the insurance commissioner each year . . .

So what makes your policy
different from your neighbor's?

   Available Discounts
  Selected Coverages


Coverage Selection is an Important Difference . . .


Optional Bodily
Injury to Others

You inadvertently run through a stop sign and hit
another car injuring a mother and her 2 year old
son. A law suit is filed against you.
How will you defend yourself? 

Bodily Injury Caused
By an Uninsured or
Underinsured Driver

You are injured in an auto accident by a driver
carrying minimum liability limits and you will not be
able to return to work for 12 months.
How will you pay your bills and replace your income?

Substitute
Transportation

During a bad storm, your car slides off the road and
hits a tree. The car will be in the repair shop for 3 weeks.
How will you get to work and other places during this period?


Our staff can help you select coverages which protect you and your family.


Homeowners


Available Credits

Home Security
Account
Prime Time
Loss Free
Renewal
Non-Smoker
Deductible

   
Homeowners insurance provides property and liability
protection in one package . . .

  

Your Home
   Other Structures (garage, fences, pool, sheds)
   Personal Belongings
   Loss of Use
   Personal Liability
   Medical Payments


Coverage Selection is an Important Difference . . .


Does your current
policy provide coverage
for these losses?

. . . Your laptop computer is stolen on a business trip
. . . water damage to your finished basement and furniture
. . . the precious stone is lost from your ring
. . . a large tree falls on your land and must be removed
. . . your dog bites the child next door

Quick Tips


  Insure your home for its Replacement Value
. . . the cost to rebuild your home from the ground
up at today's costs.

  Carefully consider your Personal Liability Limit
. . . higher limits available with a personal umbrella policy.


          


© 1998-2002 Herlihy Insurance Group          65 Elm Street          Worcester, MA          01609-2586          1.888.756.5159          info@herlihygroup.com